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Cloudflare introduces wallet handles for AI agent identity and payments

Cloudflare opened account handle reservations for a wallet system pairing verified identity with delegated payment authority for AI agents.

2026-08-05CC-BY-4.0agent-identitydelegated-authorityx402machine-payments

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Key Facts

  • An Account Wallet holds personal funds while Virtual Wallets, reached by API key, are issued to individual agents.
  • Each virtual wallet can carry an allowance, a merchant allowlist, and a maximum transaction size, with owner review and override.
  • Handles can be reserved now via cloudflare.pay; stablecoin and x402 payment functionality is slated for a later release.

Card Text

Delegation is the unsolved part of agent identity: an agent needs authority traceable to a principal, bounded in scope, and revocable independently. Splitting a parent wallet from scoped child wallets is an attempt to express that constraint in a payments primitive rather than a credential format.

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