Proof of Life
A verification process used to confirm that a person is alive and present, often for pensions, benefits, account recovery, or high-risk authentication.
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Frequently Asked Questions
Why do pension programs use proof-of-life checks?
They help prevent payments to deceased or ineligible recipients while reducing the need for in-person visits.
How are biometric proof-of-life checks performed?
A user may submit a selfie or short video, which is checked for face match and liveness before the program records the verification.
What are the main risks?
Risks include false rejection, poor accessibility, weak liveness detection, fraud by proxy, and exclusion of users without suitable devices.