Data Card
Hong Kong adds facial verification to most online pension withdrawals
Hong Kong's Mandatory Provident Fund Schemes Authority required real-time facial verification on the eMPF Platform for age-65 retirement claims and most early withdrawals.
2026-07-27CC-BY-4.0empfiam-smartpension-fraudhong-kong
About
Key Facts
- The requirement took effect at the end of July 2026.
- Claimants authenticate through the iAM Smart app and complete a live facial scan.
- It applies to age-65 retirement claims and most early withdrawal categories.
Card Text
Pension disbursement is a textbook case for liveness-checked verification, since the fraud pattern involves claims made on behalf of people who are absent, deceased, or unaware. Routing the check through an existing state identity app avoids standing up a parallel enrolment process.